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CONFORMING AGENCY PROGRAMS

FHLMC / LP CONFORMING FIXED RATE
20, 25 and 30 YEAR TERMS
10 and 15 YEAR TERMS
 


2000-26

FNMA / DU CONFORMING FIXED RATE
20, 25 and 30 YEAR TERMS
10 and 15 YEAR TERMS
 


2000-25

 
FNMA DU REFI PLUS AGENCY RETAINED HIGH BALANCE
30 YEAR TERM
 


2099-25

AGENCY RETAINED HIGH BALANCE PROGRAM TEMPORARY LOAN LIMITS
30 YEAR TERM
15 YEAR TERM
HOBBY FARM 30 YEAR TERM
 
2091-25
 
FHLMC Home Possible
95% LTV
 


2070-26

FHLMC Home
Possible Advantage

97% LTV
 
2075-26
 
Freddie Mac Relief Refinance - LP Open Access
30 or 20 YEAR TERM
15 YEAR TERM
 

2038-26

Freddie Mac Super Conforming (LP High Balance)
30 YEAR TERM
15 YEAR TERM
 

2085-26

 
LP OPEN ACCESS
PROGRAM CODES
30 year fixed
 

2039-26

LP OPEN ACCESS WITH TRANSFERRED MI
PROGRAM CODES
30 year fixed

  2039M-26
 
FNMA Conforming LPMI – Non-delegated
30 yr fixed 2003-25
15 yr fixed 2103-25
5/1 LIBOR 2403-25
7-1 LIBOR 2203-25
  2003-25

FHLMC Conforming LPMI – Non-delegated
30 yr fixed 2003-26
15 yr fixed 2103-26
5/1 LIBOR 2403-26
7-1 LIBOR 2203-26

  2003-26
 
FNMA CONFORMING FIXED RATE MANUFACTURED HOME
20, 25, & 30 Year term 2050-25
10 & 15 year term 2150-25
  2050-25 FNMA DU REFI PLUS AGENCY RETAINED
20, 25, & 30 Year term
10 & 15 year term
  2089-25
 
FNMA High Balance LPMI – Non-delegated 200
30 yr fixed 2033-25
15 yr fixed 2133-25
  2033-25 FHLMC SUPER CONFORMING (LP High Balance) Fixed Rate Lender Paid Mortgage Insurance (LPMI)
30 Year term
15 year term
  2033-26
2133-26
 
FNMA HomeReady
CONFORMING FIXED RATE

30 year fixed
15 year fixed
  2080-25
2180-25


   
 
Texas Cash-Out Refinances
DU UNDERWRITING

30, 25, & 20 YEAR TERM
15 & 10 YEAR TERM
  2026-25
2126-25
Texas Cash-Out Refinances
LP UNDERWRITING

30, 25, & 20 YEAR TERM
15 & 10 YEAR TERM

  2026-26
2126-26
 
FHLMC Relief Refi LP OPEN ACCESS
30 Year Fixed


  2039-26

 

FHA PROGRAMS

FHA FIXED RATE and ARM
30 and 25 YEAR TERM
15 YEAR TERM
5/1 ARM
  4000-00
4100-00
4862-00
FHA DAP (DOWN PAY ASSISTANCE)
30 YEAR FIXED TERM
5/1 ARM
  4016-00
4841-00
 
FHA REO
30 YEAR FIXED TERM
15 YEAR FIXED TERM
  4027-00
4127-00
FHA HIGH BALANCE
30 YEAR FIXED TERM
5/1 ARM
30 YEAR TERM WITH DAP
  4090-00
4890-00
4095-00
 
FHA EEM (ENERGY EFFICIENT MTG)
30 YEAR FIXED TERM
15 YEAR FIXED TERM
  4048-00
4148-00
FHA HIGH BALANCE – REO
30 YEAR FIXED TERM
  4028-00
 
FHA Non-Traditional
FIXED RATE
NON-TRADITIONAL CREDIT
  4013-00

FHA Streamline Refinance
30 and 25 YEAR FIXED TERM
15 YEAR TERM
5/1 ARM
  4049-00
4149-00
4445-00
 
FHA Streamline Refinance
– High Balance

30 YEAR FIXED TERM
5/1 ARM
 
4051-00
4452-00
FHA Manufactured Homes
30 YEAR FIXED TERM
  4050



CONFORMING INTERMEDIATE LIBOR ARM

FNMA ARMs
5/1 ARM
7/1 ARM
10/1 ARM
  2400-25 FHLMC ARMs
5/1 LIBOR ARMS
7/1 LIBOR ARMS
  2400-26



VA PROGRAMS

VA FIXED RATE and ARM PURCHASE, CASHOUT & STREAMLINE
30 and 25 YEAR TERM
15 YEAR TERM
  4500-00  
 
USDA GUARANTEED RURAL HOUSING PROGRAM

PURCHASE, RATE AND TERM REFI
30 YEAR FIXED TERM
  4015-030
   
 
 
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